Eligibility Criteria for Car Insurance in the UK
Car insurance is essential if you own a car. It will provide you 24-hour accident recovery, repairs cost, personal accident cover, medical expenses cover following an accident, cover for personal belongings in the car, and many more. However, if you are planning to buy a car insurance policy in the UK, there are certain eligibility criteria to be fulfilled. First of all, the driver should be a permanent resident of the UK with a valid EU driving license. He/she should be at least 17 years old; for drivers aged 80 or above, quotes are available over phone. Every car insurance company will ensure that the total number of accidents or claims for a driver does not exceed 5 in the last 3 years.
There are other eligibility criteria as well. The vehicle should be owned and registered by you, your spouse, partner or civil partner (not business partner) at your address. It is also important that you, your spouse, partner or civil partner are the main driver of the vehicle. For most car insurance companies, the maximum limit for the value of your vehicle is £50,000. The annual mileage should also not exceed 50,000. It is also required that the wheels, suspension, bodywork and engine of your vehicle have not been modified or altered. If there is any change in your circumstances between the date you purchase the policy and the date when you require the policy to commence, please contact your insurance company.
September 1, 2009 | Posted by admin
Categories:
Tags: